Financial Plans

For your convenience, we accept cash, personal checks, money orders, and most major credit cards. Payment is expected at the time services are performed. If  your treatment plan requires more comprehensive dental work and you would like financing options, our office works with the following:

In-House Payment Plan

If you are looking to split your bill into two or three payments, we offer an in-house payment plan!  We secure your credit or debit card on file and charge out the agreed upon amount on the 15th or 30th of the month.  Your choice!

MFCU SwiftNote Financing

We are excited to work with Missoula Federal Credit Union to provide SwiftNote financing if you are looking for an extended payment plan!  SwiftNote connects consumers with credit union financing at the point of purchase (in stores or offices). From medical providers, to retailers, to service providers, SwiftNote Financing can help you purchase what you want, when you want it.  MFCU is a local option that is easy for the patient to work with and great customer service!

Care Credit 

CareCredit helps you pay for out-of-pocket dental expenses for you and your family.  Once you are approved, you can use it  to help manage costs not covered by insurance.

*Our office accepts 6 mo. interest free plan and extended interest accruing plans only.  See details on website.

Mission Valley Dental Clinic

Michael Ruhkala, D.D.S., Aimee Gustafson, D.D.S., Amber Dailey, D.D.S.

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